Prêts Rapides specializes in finding the perfect loan for any financial situation. Get a fast, affordable and hassle-free online payday loan now.


A Payday Loan is a short-term financial solution to help get you through tough situations where money is in short supply. Payday loans help you meet your short term financial needs. Typically, the loan is repaid on your next pay day.


Whether you need to pay for car repairs, your credit card bill, car insurance or your rent you can rely on online payday loans to get you fast access to your paycheck in advance.


Are you struggling to pay your bills or are worried that an emergency expense will wipe out your paycheck? Thousands of Canadians rely on Payday Loans every day, providing quick and easy access to funds that would otherwise be unavailable to them through banks.

Loan Requirements:

Our aim is to provide you with the fastest possible access to the money you need. To expedite the process, you must :

  • provide us with a valid checking account for at least 3 months
  • have a full time job for at least 6 months
  • live at the same address for at least 6 months
  • get paid by cheque or direct deposit and
  • not be in bankruptcy or have any garnishes against your pay.

A payday loan or cash advance is an excellent way to get immediate funds directly deposited into your bank account. With no credit check required, simply fill out our application online and your loan can be approved and deposited into your bank account. Once the funds are deposited and the loan is accepted, your fees will be debited from your bank account. Call the office or visit our website to increase your payment amount at any time.

A payday loan is intended for a short period of time and therefore, higher fees may be involved. A payday loan is not intended as a resolution to solve long term financial difficulties. Those who need assistance should seek the services of a credit counseling program.

How many times have you had to pay the bank an NSF fee, because you were only a few dollars short for your car payment, rent, mortgage or utility bill?

How about those times you are sitting at the kitchen table having your morning coffee, looking through the weekly flyers and you see that item you have been waiting for to go on sale, on for 50% off and the sale ends before your payday?

Maybe you need to get a payday loan cash advance! Why should you have to wait until the next time that item goes on sale or have to pay the bank an extra fee? When you can borrow the money today, when you need it!

Borrowing from Prets Rapides has never been easier; our application takes only 5 minutes to fill in. There is no faxing required, we have an easy online application that allows you to provide your income verification from the comfort of your own home or office. The money is deposited directly into your bank or credit union account, often the same day!
There is no reason to miss out on that dinner date with your friends or having to celebrate your anniversary late, because its not payday. Every day is payday at Prets Rapides !

We know that getting credit can be a challenge. That is why we have made the process of applying for a payday loan simple. To open an account, you can apply online. The online payday advance application is quick and once your account is open, we can deposit cash directly in your account in as little as 30 minutes.

With the cost of living rising for most Canadians, having different credit options is essential. Payday loans are a short-term source of credit that should be used for unexpected emergencies and other urgent needs.

If you are ready to experience the simplest payday loan online then all you need to do is start your application.

We know that there are many different cash advance companies out there and that you have a lot of choice when it comes to choosing a payday loan provider. At Mynextpay, we can get you your cash faster, our faxless payday loan application is the easiest around and our level of service is second to none.

Cash advances don’t have to be laborious application processes with waiting periods and faxes. We appreciate, that you don’t want to wait around for your cash to arrive. Our staff is knowledgeable and always willing to help with a payday loan, one that can put cash in your account in as little as half and hour or less.

Not only are our payday loans easy to get, they’re also easy to pay off.

No Faxing Required! That’s right, a no fax payday loan. When we say we’ve made payday loans simple, we mean it.

Talk about fast cash! With our e-mail money transfer we can get you a cash advance in minutes!